Pride Guide 2006 GAY PEOPLE'S CHRONICLE

C-11

CLUB CLEVELAND WISHES THE LGBT COMMUNITY OF CLEVELAND A SAFE AND FUN PRIDE FESTIVAL

CLUB CLEVELAND Proud supporter

and donor to the following organizations:

THE CENTER

HRC CLEVELAND & NATIONAL

THE AIDS TASK FORCE OF GREATER CLEVELAND Serving the

LGBT Community of Cleveland continuously for 41 years.

Why do they believe that? Because they

Don't have an established credit history Don't have perfect credit **Don't have money saved for a down payment

Don't think their income is high enough With our complete suite of Fannie Mae and private portfolio loan products, we have the underwriting flexibility to help you find the perfect loan solutions for borrowers in this emerging market:

Flex 97, Flex 100 and Flex 80/20 (including Expanded Approvals)

Ideal for borrowers with limited assets, who don't want to liquidate their funds for a down payment and/or closing costs.

Expanded Approvals Your less-than-perfect borrower can purchase a home when qualified with an Expanded Approval Recommendation on a Flex 97, 100, or 80/20.

Close More Loans in

Undiscovered Markets!

There is a group of untapped Borrowers in your market who would love to purchase a home but don't think they can qualify.

Tell them about MyCommunityMortgageTM

A home loan option for a diverse population of lowand moderate-

income borrowers and communities. Features include:

Fixed or adjustable rate loans

LTV/CLTV up to 100%/105%*

*CLTV to 105% with an eligible Community Second Mortgage Low Mortgage insurance for low down payment loans Financed Mortgage Insurance up to 100% CLTV Non-traditional credit profiles accepted

Only $500 borrower contribution required in some cases Income limits waived in FannieNeighborsR areas

THE

CLUB

TYSLAND

GOOD. CLEAN, FUN.

A PRIVATE MEN'S CLUB 3219 Detroit Avenue Cleveland (216)961-2727

www.the-clubs.com

For a fast loan approval, contact me today.

Mary Casola

Branch Sales Manager

Ohio Savings Bank

3300 Warren Road

Cleveland OH 44111

Phone: (216) 941-3000 • Fax: (216) 941-8162 mcasola@ohiosavings.com

www.ohiosavings.com

OHIO SAVINGS BANK

For information and use by Wholesale Loan Originators, Real Estate Professionals and Builders only Revised: 4/19/06. WSL 400g

ANDER

"We go here all the time.

Isn't there someplace else we can eat?"

Advertise in the

BAY PEOPLE'S

Chronicle

and let the LGBT community know about your restaurant.

Call David today for more information!

(216)631-8646

Breakfast Italiano

7894-8650